Variable universal life insurance is a permanent policy with a flexible death benefit and premiums.VUL policies allow you to allocate cash value into subaccounts, and then to invest that cash value in stocks, bonds or money market funds.Because you could lose money, a VUL policy is best suited for those with a moderate risk tolerance.Variable universal life insurance (VUL) is a life insurance policy with a cash value component that earns interest over time. VUL is appealing to some people because both the premiums and death benefits are adjustable. These policies offer high potential growth and flexibility. But because they’re…

A student loan borrower legal organization is urging certain borrowers to take immediate action or they may lose access to key repayment plans and loan forgiveness paths as Congress moves forward with major legislative changes. “ATTENTION Parent PLUS Borrowers: Protect your student loan options,” said the Project on Predatory Student Lending in a statement posted on X on Friday. “Congress’ Reconciliation Bill could eliminate Income-Driven Repayment (IDR) options for Parent PLUS borrowers.” But the situation is extremely complicated for Parent PLUS borrowers right now. Many borrowers may not be able to afford their student loan payments under the main IDR…