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The new high for the Nasdaq 100 and the closeness of a new high for the S&P 500 have bulls excited. It’s too bad that key breadth measures are failing to confirm the price move. The NYSE advance/decline index is a problem for the markets advance from the early April lows. So is the “bullish percent index” for the two stock indexes. If you study the message sent from the price charts, it’s unnecessary to connect it to the latest news stories. War in the Middle East. A new Mayor of New York. Criminals posing at ICE agents. There’s a…

Smart Spending Tips explains why some of the smartest money management habits do not impact your credit score, even if they reflect good money management. Building strong financial habits is always a good idea. But when it comes to your credit score, not every smart move counts. In fact, many habits that help you feel financially secure have no effect on your credit file at all. That does not mean they are worthless. These habits can help you avoid financial stress, stay on track with bills, and build long-term stability. However, credit scores are based only on specific types of…

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