Let’s talk about oil and gold dividends. Whether or not the new peace in the Middle East holds, there are some high-quality dividends worth owning anytime. These generous payers (up to 8%!) provide peace of mind just in case the geopolitical Jenga set gets knocked loose again. We’ll start with crude, which had rallied to one-year highs. I was originally going to advise not chasing the “Strait of Hormuz” oil rally. Futures indicated (and still do) that lower prices are likely ahead. January 2026 still trades cheaper—suggesting temporary disruption at worst. Back at home, you’ve probably heard (not least from…

The Trump administration this week proposed sweeping new restrictions on student loan forgiveness for public service borrowers, potentially threatening to shut down debt relief for millions of people based on the activities of the organizations they work for. The newly unveiled regulations would limit relief under the Public Service Loan Forgiveness program, which offers student loan forgiveness for borrowers who devote at least 10 years to working for qualifying nonprofit organizations or government entities. The Department of Education released proposed rules on Tuesday that would block PSLF for entire organizations or governments that the administration determines are engaged in activities…