Isn’t it ironic that the very systems meant to broaden our horizons – education, career, and finances – so often tend to box us in? I have two children currently in college, one who just completed his freshman year and the other, his junior year. And it’s amazing to me how much apparent certainty is expected of young people at a time in life when they have far more questions than answers. You choose the college, then the major, then the concentration, typically before gaining any hands-on experience. Not until then have you added an internship to your resume, only…

The ten-year U. S. government note this week made it above 4.50% and, as economist Mohammed El-Arian notes, took the yield higher than its been for three months. This has helped to move the dollar index higher, although not all that much. The effect on interest rate sensitive stocks has been negative. (The 30-year U. S. government bond almost climbed back to the 5%, a level last seen in January.) The interest rate sensitive Real Estate Select Sector SPDR Fund has spent the month of May declining from its March and April peaks. The Dow Jones Utility Average is the…