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Dec. 31 will mark more than the end of 2025. Barring a holiday miracle, enhanced subsidies that have enabled millions of Americans to afford health insurance through the Affordable Care Act marketplace will also end when the clock hits midnight.The “enhanced premium tax credits,” enacted during the pandemic in 2021…

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It’s hard to pinpoint how much life insurance you should buy down to the penny, but you can make a good estimate by using our life insurance calculator below.In general, you should add up your long-term financial obligations, such as mortgage payments or college fees, and then subtract your assets. The remainder is the gap that life insurance will have to fill.Life insurance calculatorThis simple life insurance calculator uses your existing assets and debts to figure out how much life insurance coverage you need.Why you can trust NerdWalletHow to manually calculate how much life insurance you needFor a quick life…

Team Name: The Continuum Group Firm: Morgan Stanley Wealth Management Senior Members: Scott Siegel, Steven Rosbash, Bill DeMatteo, Joseph Carmody, Jaynie Siegel Location: New York, NY Team Custodied Assets: $7.5 billion Background: Scott Siegel began his career in 1984 on the institutional fixed-income side before shifting to Bear Stearns in 1997 to advise high-net-worth clients. After Bear’s acquisition by JPMorgan, he led J.P. Morgan Securities while maintaining his client practice, joining Morgan Stanley in 2013 to build what is now The Continuum Group. Steven Rosbash, a former Goldman Sachs credit trader and Millennium portfolio manager, joined in 2014 and serves…

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