Many investors believe that fossil fuels are essential for strong retirement investment returns. But is that actually true? In this article, we test that assumption—comparing the performance of portfolios with and without fossil fuel exposure. While we focus mainly on investment performance (also known as risk-adjusted return), we also explore considerations for those who care about aligning their portfolio with environmental values. We’ll break down investment performance, explore fossil fuel-free indexes, and offer practical steps for values-minded investors. Whether you’re saving through a Roth IRA, Roth 401(k), or taxable account, it’s worth understanding your options. Retirement Investment: Discerning Fossil Fuels…

The Magnificent Seven are often in the spotlight, but not because of any major shifts in their businesses. Some could call it a proverbial flip of the narrative switch to shine the lights on the usual suspects to stir up some fresh buying activity. It’s a classic case of attention reallocation rather than fundamental change. Investors beware – just because the hype machine is revving doesn’t mean there’s substance behind the noise. In a market driven by headlines, hype, and momentum, identifying truly high-quality investment opportunities requires more than surface-level analysis. Research grounded in deep diligence, which considers financial statements,…