With stocks reaching a new high just as the midpoint of the year is reached, it is an opportune time to look at what the second half of the year might hold. Rather than the traditional outlook, this will be an examination of the risks versus rewards, considering what is currently priced in financial markets. One Chart Tells The Stock Story The massive US tariffs announced on Liberation Day sent the betting odds of recession soaring to 65%, with stocks dragged lower in expectation of lower earnings. As the tariff threat eased and some progress was made on trade agreements,…

Many investors believe that fossil fuels are essential for strong retirement investment returns. But is that actually true? In this article, we test that assumption—comparing the performance of portfolios with and without fossil fuel exposure. While we focus mainly on investment performance (also known as risk-adjusted return), we also explore considerations for those who care about aligning their portfolio with environmental values. We’ll break down investment performance, explore fossil fuel-free indexes, and offer practical steps for values-minded investors. Whether you’re saving through a Roth IRA, Roth 401(k), or taxable account, it’s worth understanding your options. Retirement Investment: Discerning Fossil Fuels…