Is it time to buy the dip on these cheap dividends—which by the way yield between 5.3% and 7.6%? Yes, the market-at-large has bounced quite a bit. But these payers remain mired in the bargain bin. Vanilla investors who only focus on the S&P 500 have serious FOMO. They worry that they missed the pullback. The best buying opportunity, at least in terms of the plain “SPY” ETF owned by most of America, lasted only a week or two: But there are still cheap dividend payers that haven’t rallied alongside the popular names. At least not yet. Let’s discuss five…

I learned more about governance failure from my neighborhood HOA than from most boardrooms I’ve analyzed. I live in a small annex of houses along the edge of a more extensive residential complex. We are formally members of the homeowner’s association. The drawback here is that there is no clubhouse, pool, landscaping, or snow removal. There isn’t a single service offered. Still, we pay annual dues like everyone else — but a little less, as if the lack of value justifies a mild reduction. It seemed at first like a local annoyance. I then turned to examine closer. Not only…