Personal Finance
The Uniform Public Express Protection Act (UPEPA) in just a few years has become the most ubiquitous body of Anti-SLAPP law in the world. Like most other Anti-SLAPP laws, the UPEPA provides for a special motion to cause the dismissal at an early stage of meritless litigation which infringes upon a person’s free speech and related rights. If the defendant in such a case wins the special motion and the offending cause of action is dismissed, then the defendant who brought the special motion must be awarded their attorney fees, expenses and costs in relation to the special motion. This…
Protein powders, which are mainstays in supermarket supplement aisles, provide a hefty hit of protein in just a few scoops. This extra protein may offer myriad health benefits, ranging from enhanced muscle mass to weight management. But not all protein powders are created equal, and some may contain fillers, additives and even contaminants, such as heavy metals. The U.S. Food and Drug Administration (FDA) doesn’t validate the safety of protein powders before they hit store shelves, so it’s up to consumers to find an effective—and safe—product. To assist in your search, the Forbes Health editorial team has highlighted the top…
What Is The GOP’s Repayment Assistance Plan And How Would It Change Student Loan Repayment Compared To SAVE? House Republicans have introduced a sweeping student loan reform proposal that would eliminate the Biden administration’s SAVE plan and replace it with a single income-based repayment option called the Repayment Assistance Plan. This move comes as part of the GOP’s broader budget strategy to cut federal spending on education by an estimated $330 billion over the next decade, which is intended to offset extended tax cuts and other priorities. As the bill is titled, the Student Success and Taxpayer Savings Plan consolidates…
FemTech is not just about periods and pregnancy, it’s about data sovereignty, community health, and economic power. The term encompasses software, diagnostics, products, and services focused on women’s health, and is on the rise with a global market expected to surpass $103 billion by 2030, according to Deloitte. Funds like 100KM Ventures are continuing to invest in the future of work and health, knowing that game changing FemTech entrepreneurs like Arion Long, CEO of Femly, the world’s first smart touchless pad and tampon vending machine are poised to gain a fair share of this market. The Breakdown You Need To…
Funding college education is one of the most important financial goals you can have. While reports differ as to whether costs are rising or falling in recent years, college tuition is still a significant expense, even with financial aid and scholarships. Whether you are a parent, guardian, or student, understanding and comparing different savings options can help you plan better. This article explores six common college savings accounts in the United States. 529 College Savings Plan Named after Section 529 of the Internal Revenue Code, these plans are sponsored by states, state agencies, or educational institutions. A 529 plan is…
Repayment plan processing for hundreds of thousands of federal student loan borrowers trying to enroll in income-driven repayment plans should finally be back in full swing as of Saturday, according to the Department of Education. That’s good news for borrowers who had been prevented from accessing affordable monthly payments and pathways to student loan forgiveness following months of chaos. The ongoing problems were associated with the fallout from a legal challenge over the SAVE plan, one of several income-driven repayment plan programs that offer borrowers lower payments based on their income and family size, and eventual student loan forgiveness (typically…
A college student once walked into my office, brimming with excitement. “I want to invest in Bitcoin!” he declared. When I asked why, he said, “My roommates are making so much money. They bought it last year and it has already doubled!” This type of enthusiasm is common, but troubling. One of the key distinctions between a novice and a seasoned investor is how they understand and respond to risk. This student was acting like a novice, in that the pursuit and thrill of easy money was overshadowing their ability to seriously consider risk. But what does it really mean…
I recently began learning sign language. It might sound strange at first. I do not know anyone with an auditory impairment, and there is no immediate practical need driving me to do it. But I started anyway. Why? Because I want to grow. The Science Of Optimal Experience In Flow: The Psychology of Optimal Experience, author Mihaly Csikszentmihalyi explores how humans thrive when they are engaged in what he calls “optimal experience.” These moments occur when we stretch our skills, face new challenges, and grow in complexity as individuals. Growth, according to this framework, is not just something we achieve.…
When policymakers’ ambition to pass big tax cuts collides with the need to limit the cost, the inevitable loser is simplicity. People may get a tax cut, but they’ll battle more paperwork to get it. Case in point: the struggles of congressional Republicans to downsize President Trump’s many campaign tax promises. Congressional Republicans are straining to balance multiple, often-conflicting goals in a big 2025 tax bill. They want to extend the 2017 Tax Cuts and Jobs Act and enact some form of Trump’s ideas such as tax-free tips and overtime. But while the House and Senate budget frameworks allow trillions…
There is a viral video circulating of a Florida man who journaled the cost of one day at Disney World with his wife and three children. Their day consisted of parking, tickets, snacks, lunch, and dinner. The video, which now has over 8.4 million views, shows the day costing $1,400 for his family of five. That’s not quite the cost of the average monthly mortgage payment in America—but it’s not too far off. Of course, if you have to travel to attend a Disney theme park (as I would have to do from Phoenix), you would quickly surpass that number.…
2025 Student Loan Interest Rates Near 50-Year Highs If you’re heading to college this fall, be prepared to pay a lot more, and it’s not just rising tuition. The new federal student loan interest rates for 2025–2026 will likely come with some of the highest interest rates in decades. While the latest rates will likely dip slightly from last year’s peak, they will still likely be among the most expensive federal student loans since the Great Recession and nearly on par with interest levels last seen in the inflation-ridden 1980s. The consequence for student loan borrowers would be that borrowing…
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