Cancer treatment is costly. The average cost of cancer care in the U.S. is around $150,000 per patient—more than four times the cost of treatment for other common health conditions, according to AARP. The American Cancer Society projected that In 2025, more than 2 million people in the U.S. are expected to be diagnosed with cancer, with over 618,000 deaths projected. With these high costs, artificial intelligence (AI) is offering new solutions that are not only saving lives but also making cancer care more affordable. AI’s Role in Early Cancer Detection Early detection is one of the most effective ways…

There have been many “Firsts” in the Federal Bureau of Prisons (BOP). The first director of the Bureau of Prisons (BOP) was Sanford Bates who got the job in 1930. Charles Samuels was the first African American director and Kathleen Hawk Sawyer was the first woman director. Now, a Deputy Director has been named to the BOP and that too will be a first. According to an internal memo from the BOP, Joshua Smith was named Deputy Director at the BOP. Smith’s first experience with federal prison was not running one but being incarcerated in one. Far from letting his…

When you’re getting started in business, it can be tempting to rush through to get to the good stuff. After all, you have a cool idea and an even cooler sounding name. Can’t you just tack “LLC” onto the end using one of those online services? The short answer is no. Entity selection is more important than you think. Your choice of entity can affect the number and identity of shareholders and partners, equity structure, control and management, as well as the type of funding you may be eligible to receive. I know what you’re thinking: why not just pick…

Hundreds of thousands of federal student loan borrowers received a formal notice this week warning them that interest is accruing on their balance, and suggesting that they make a payment. But for many of these borrowers, interest isn’t actually accruing, and the notice provided misleading information. The federal student loan repayment system remains plagued by dysfunction, making the environment ripe for confusion and misinformation. More than eight million borrowers who had enrolled in the SAVE plan remain stuck in a forbearance after a court blocked the program last summer. The ruling came in response to a legal challenge brought by…

Advice for owners on filing and paying taxes, borrowing, managing workers and benefits and much more. New and threatened tariffs. Expiring tax breaks. Tighter lending rules at the Small Business Administration (SBA). Small business owners face lots of challenges and uncertainty these days. But then, starting and running a small business has always been tough. And yet, small businesses remain the mainstay of the U.S. economy, creating jobs, millionaires, and in some cases, big companies and billionaires. Diane Hendricks, #1 on Forbes’ new list of America’s Richest Self-Made Women, with a net worth of $22.5 billion, started a roofing supply…

While many wage earners only concern themselves with taxes on one day of the year, small business owners often have filing requirements all year round. In addition to income tax returns, you may be required to file and pay payroll taxes, sales and use taxes, excise taxes, and more—on the federal, state, and local levels. It’s a lot to juggle. And while I’m a big proponent of having a team to help with tax matters, you should still be aware of what—and when—to file. Here’s a quick summary of what you need to know. Employer Identification Number (EIN) Most businesses…

A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that private capital markets are putting on its shares. At the heart of the issue is how the company’s CEO borrows money and whether he pledged an astoundingly large percentage of his shares — close to 7% of all outstanding stock — as collateral for a sum under 4% of the market value. The question is also not just about Tesla, but all public companies where executives and directors might pledge stock for borrowing in ways that could affect the market…

The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just took a major step to narrow affordable repayment plan options. Taken together, this could mean that millions of borrowers will see substantial cuts to their paychecks in the coming months. Despite an unexpected collections reprieve for Social Security benefits recipients announced by the Department of Education earlier this week, the broader collections crackdown against student loan borrowers appears to be moving forward. More than five million borrowers are currently in default on their federal student loans and may soon be…

An essential part of retirement planning is knowing how much you need to save during your working years to be able to live comfortably later. And while it is easy enough to project an exorbitant amount, say, a billion dollars, it’s not really a realistic goal for most people. This article discusses seven crucial considerations for determining the ideal retirement income. Key Considerations For The Ideal Retirement Income What’s enough for a comfortable retirement is relative to each person. It will depend not only on your targeted lifestyle in retirement, inflation, healthcare needs, and longevity, but also on your current…

President Trump’s 2026 budget would freeze spending for many services for older adults, deeply cut others, continue his efforts to slash government staffing for key programs, and abolish a critical federal office that manages many of those initiatives. It would retain, but sharply reduce funding for, the National Institute on Aging. It would restructure and cut funding for low-income housing, including for older adults and people with disabilities. And it would kill a jobs program for low-income older adults and several initiatives aimed at assisting people with disabilities. Trump’s draft 2026 budget is separate from the many staffing cuts he…