The Supreme Court of Ohio has entered an order finding that Legally Mine LLC and Daniel McNeff engaged in the unauthorized practice of law in Ohio in the case of Ohio State Bar Assoc. v. Legally Mine LLC, Ohio Supreme Case No. 2025-0037 (Feb. 20, 2025). The Ohio Supreme Court’s order also approves a consent decree that will be discussed below and ordered Legally Mine LLC and McNeff to pay a $5,000 fine plus an additional $1,220 in costs. The consent decree requires that Legally Mine LLC and McNeff provide to the Ohio State Bar Association (“OSBA”) a list of…

Reality Check: Trump DOGE Dividend Check Could Much Less Than $5000 Elon Musk and President Donald Trump’s bold promise of handing out a $5,000 “DOGE Dividend” check has captured headlines over the last week, but a closer look at the numbers suggests a far less generous reality. Simply put, Americans shouldn’t budget on receiving a DOGE Dividend check for anything close to $5,000. The idea behind the DOGE Dividend check is simple: use 20% of the savings generated by Elon Musk’s Department of Government Efficiency and return it to eligible taxpayers. Initially introduced by James Fishback, the plan calculated that…

A recent poll by Monmouth University found that 61 percent of Americans view illegal immigration as a very serious issue, a jump of more than a third in just the last few years. The Trump administration has identified mass deportation as the most effective strategy to manage this issue. Still, experts say it would come at an enormous cost to taxpayers and the U.S. economy. The American Immigration Council, for instance, estimates that a one-time mass deportation process will conservatively cost around $315 billion, which does not account for the economic impact on individuals, businesses, and government revenues. Undocumented Immigrants…

Various memes in social media, like a finger-wagging open letter to Alan Simpson in 2010, are again kicking up about Social Security: how it’s close to bankruptcy, how politicians mismanaged the economy, and how, as a result, Congress took money out of Social Security and wasted it elsewhere. Social Security is complex and works differently from how many assume. One of the most common misconceptions is that the program acts like a collection of savings accounts that pay interest until someone is old enough to receive benefits. Where Social Security came from. The history of the program goes back to…

Despite the economic turmoil brought on by the COVID-19 pandemic, U.S. households made notable financial gains in 2020 and 2021. According to the U.S. Government Accountability Office, credit card balances declined as many Americans used their stimulus payments to pay down debt. Late payment and default rates on credit cards dropped to historic lows, particularly among consumers with credit scores below 620. Meanwhile, emergency savings increased, and overall financial well-being, measured by the Consumer Financial Protection Bureau (CFPB), reached record levels. This highlighted an unexpected silver lining in an otherwise devastating global crisis. There And Back Again Nearly five years…

Here’s The Latest On Trump DOGE Dividend Stimulus Check: Who’s For And Against It In the past 96 hours, the debate over the Trump DOGE Dividend stimulus check—a proposed dividend payment to eligible taxpayers funded by a portion savings from Elon Musk’s Department of Government Efficiency (DOGE)—has sparked myriad commentary and reactions. Here’s a rundown of the latest updates, featuring direct quotes from key players, summarizing who supports a DOGE stimulus check and who is more of a skeptic. DOGE Dividend Stimulus Check Supporters: President Trump On DOGE Dividend Stimulus Check: Perhaps most importantly, President Trump has continued to express…

The Trump administration’s Department of Education abruptly removed two critical applications related to student loan forgiveness and repayment on Friday, throwing an already troubled federal student loan system into greater turmoil. The department took down the online application portal for income-driven repayment, or IDR. IDR plans are repayment programs that allow borrowers to make payments based on a formula applied to their income and family size, with any remaining balance forgiven, typically after 20 or 25 years in repayment. The department also removed the online application to apply for a federal Direct consolidation loan. Both applications are critical for borrowers…

It’s difficult to say whether President Donald Trump is serious about every plan he suddenly announces, but a new one on top of tariffs and trade policies is potentially financially disturbing on a global level. Being called the “Mar-a-Lago Accord,” it would involve several stages. First, the U.S. would try to force some foreign creditors, which hold large amounts of long-term Treasury notes, to trade them in for special extra-long-term Treasurys. Swapping Debt Types Bloomberg reports that the replacements would be 100-year, non-tradeable zero-coupon bonds. That means the bonds wouldn’t pay interest. Instead, they would sell at a discount from…

True Link Financial offers a debit card with spending controls expressly designed for people with dementia, other cognitive deficits or addiction issues. It also manages special needs trusts. By Lindsey Choo, Forbes Staff In November 2020, Alana Peralez received the sort of emergency call she’d been dreading. Her then 84-year-old dad, a retired aerospace engineer who’d lived alone in his Arizona house since her mom died in 2006, had suffered a stroke. After months of rehab in a nursing home and then a group home, he still had problems with mobility and completing complex tasks. So in April of 2021,…

Hustle culture and the ever-shortening form of advice have led to the deification of undying devotion—whether to a cause, a goal, or a priority. This oversimplification is also prominent in financial planning. Of course, courage in the face of adversity is laudable, generically speaking, but wisdom is rarely rigid. Wisdom pauses, asks more questions, considers, calibrates, compromises, and yes—wisdom changes course. John Maynard Keynes, one of history’s most influential economists, put it simply: “When the facts change, I change my mind.” Ralph Waldo Emerson put it even more sharply: “A foolish consistency is the hobgoblin of little minds.” Former Pepsi…