The Class of 2025 is walking off the graduation stage and into one of the most volatile job in years, one shaped by economic uncertainty, AI disruption and shifting employer expectations. Hiring projections for the class of 2025 are up slightly, by 7.3% compared to last year’s class, according to the National Association of Colleges and Employers, but people aren’t feeling especially optimistic. The Federal Reserve Bank of New York’s March Survey of Consumer Expectations shows the perceived probability that unemployment will rise in the next year jumped to 44%, the hmarkets ighest level since the early days of the…

President Trump has been very vocal in calling for the Federal Reserve to lower interest rates. Federal Reserve Chairman Jerome Powell hasn’t blinked. In the most recent May meeting, the Federal Open Market Committee (FOMC) kept the target federal funds rate the same. The FOMC, as you may recall, is the 12-member body that decides monetary policy and sets the target interest rate and hasn’t changed it since last December. Since it’s been nearly six months since a change, you may need a refresher as to what happens when the FOMC decides to change interest rates and the impact it…

How A Small Raise Could Spike Your Student Loan Payments Imagine getting a $1 raise only to see your student loan payments jump by more than $1,000 a year. That’s the cliff effect buried inside the GOP’s proposed student loan overhaul, the Repayment Assistance Plan. For millions of future borrowers, even a modest salary bump could lead to a dramatically higher monthly payment. In some scenarios, that raise could actually leave you worse off financially. What Is The GOP Student Loan Plan? House Republicans have proposed a new student loan repayment model called the Repayment Assistance Plan. It’s designed to…

Music mogul Sean Combs, who, according to his criminal indictment is also known as “Puff Daddy,” “P.Diddy”, “Diddy,” “PD” and most curiously, considering the charges being brought against him, “Love” is now on trial for a wide variety of crimes including kidnapping, sex trafficking, prostitution and drug offenses, but the cornerstone of the charges is a RICO charge for operating a criminal enterprise. The Racketeer Influenced and Corrupt Organizations Act (RICO) is Title IX of the Organized Crime Control Act of 1970 and was enacted as a tool to fight organized crime, where it was successfully used to prosecute leaders…

The S&P 500 bottomed out around -25% in October of 2022. Since then, the U.S. has enjoyed a relative recovery and numerous all-time highs. That is, until the fallout from the April 2025 tariffs and subsequent trade wars triggered “… the worst week for the stock market since 2020, when the Covid-19 pandemic led to global shutdowns and other disruption.” Suddenly, the term “bear market” is back in the news. What Is A Bear Market? A bear market typically describes a scenario when stocks, on average, drop at least 20% from their previous high. For context, any drop greater than…

Trading PTO For Student Loan Repayment Help Would you give up a vacation week to erase some of your student debt? Allowing employees to convert unused paid time off into extra student loan payments is an gaining traction. In a recent report, Fortune highlighted how some borrowers are even ditching PTO to get a payment boost on their student loans. In other words, instead of letting unused vacation days expire or rollover, employees can cash them out to chip away at college debt. This reflects both evolving workplace benefits and the financial pressures facing millions of Americans carrying student loans.…

Nearly 200,000 federal student loan borrowers were notified this week that their wages and benefits are about to be seized by the government. The warnings represent the first wave of involuntary collections actions that the Department of Education has initiated against borrowers in default on their federal student loans. “Starting today, approximately 195,000 defaulted student loan borrowers will begin receiving an official 30-day notice from the U.S. Department of Treasury notifying them that their federal benefits will be subjected to the Treasury Offset Program,” said the Department of Education in a statement on Monday. The action follows a department announcement…

Mother’s Day is a time for celebration, reflection and maybe a moment to talk about the hard stuff. As our parents age, many of us find ourselves navigating unfamiliar territory: future care, legal paperwork, long-term expenses and awkward but necessary conversations about estate planning. But planning for the future doesn’t have to be grim. It can be a gift; a way to ensure your parents’ wishes are honored, their care is managed with dignity and your family avoids emotional and financial chaos if an unexpected health crisis hits. We spoke to elder law attorneys, financial planners and aging experts to…

As we enter the second half of the 2020s, a new economy is unfolding and women are leading the way forward. In fact, female entrepreneurs and leaders are reshaping the economic landscape. And they’re replacing many traditional corporate approaches with ones that feel more intuitive — and are much-needed. This isn’t to suggest that women haven’t had a hand in the economy until recently. For generations, they’ve been drivers of commerce and industry. (Organizations like the Female Founder Collective have given a huge assist along the way.) The difference now is that their roles have shifted more into the spotlight…

The Trump administration looks to cut Department of Housing and Urban Development funding by 43.6%. The largest suggested cut is to housing assistance — just under $26.72 billion from the State Rental Assistance Block Grant, according to the White House discretionary budget request for fiscal year 2026. (The federal fiscal year runs from October through September.) The document claims that states would be “empowered” by using a state-based formula for grants. States could then “design their own rental assistance programs based on their unique needs and preferences.” There would be a two-year gap on rental assistance for “able-bodied adults,” ensuring…