Talk to clinicians today, and you’ll hear a common refrain: “I’m drowning in paperwork.” If you were to ask a doctor, nurse practitioner, or therapist why they first entered medicine, the most common answer would be to heal and care for others. However, the harsh reality of the job is that most clinicians spend large portions of their free time on evenings and weekends buried under administrative tasks. According to the American Hospital Association, the average clinician spends twice as much time handling documentation, billing, and electronic health record entries as they do on patient visits. These administrative tasks not…

Who Could Win Big In GOP Student Loan Forgiveness And Repayment Education Overhaul? House Republicans have introduced a sweeping student loan reform bill that overhauls student loan forgiveness and repayment, limits certain loans, tightens Pell Grant rules, and adds accountability measures for colleges. The proposal, part of a budget package to offset tax cuts, would cut federal spending on education by an estimated $330 billion​. Here are the GOP plan’s 7 biggest potential winners. Key Potential Winners Under The GOP Student Loan Forgiveness And Repayment Plan Borrowers Who Could Win If GOP Student Loan Forgiveness And Repayment Reform Is Enacted…

Fans have just celebrated Star Wars Day, commemorating the franchise with social media posts, cosplays, parties, and binge-watching the original films and various spinoffs. While I’m not as big a fan as others, it’s clear that Star Wars is a big part of pop culture and it got me thinking about what the movies can potentially teach us about personal finance. This article discusses six key finance lessons from the characters and stories from a galaxy far, far away. 1. Consistency Is Key In Empire Strikes Back, while training Luke in the ways of the Jedi in the planet Dagobah,…

Borrowers Brace As Student Loan Wage Garnishment Resumes After 5 Year Freeze After a five-year hiatus, the federal government has officially restarted student loan wage garnishment and other collection tactics for defaulted federal loans as of May 5. Millions of borrowers who fell into default during the payment pause are now at risk of seeing part of their paychecks seized to repay their debt. This move ends an unprecedented reprieve that began in March 2020, when collections were paused amid the pandemic. Now, with the collections officially switched back on, borrowers and experts are assessing what the return of garnishment…

The Department of Education is set to resume collections activities against defaulted federal student loan borrowers on Monday. The collections system had been largely suspended for more than five years, largely due to pandemic-era relief programs. But those programs have now expired, and the Trump administration signaled last month that efforts to forcibly collect from defaulted federal student loan borrowers will quickly ramp up. “The Department has not collected on defaulted loans since March 2020,” said a department announcement last month. “Resuming collections protects taxpayers from shouldering the cost of federal student loans that borrowers willingly undertook to finance their…

President Donald Trump has been announcing that gas prices are way down — or, as CNN put it, his “imaginary gas price has fallen.” He reportedly has said that “three states” had seen gas prices drop to $1.98 a gallon. That’s not even close to being true, but there are deeper questions. Gas prices are down year over year and up from the beginning of the year. One’s a normal seasonal change. The other, even though it’s good for consumers, it’s a likely bad sign for the economy. Where Gas Prices Sit According to AAA’s gas price monitor, there is…

Yesterday was a rough one for Jack Dorsey, the billionaire CEO of Block, which makes credit card readers and point-of-sale software for small businesses and owns popular banking app Cash App. During Block’s first quarter earnings call for 2025, the company announced that gross profit grew just 9%, compared with the 11% it had predicted, falling about $30 million short of expectations. Block also shrunk its previous full-year 2025 forecast for gross-profit growth from 15% to 12%. The results are a stark contrast to Block’s expansion over the prior two years, when gross profit rose 25% in 2023 and 18%…

It almost goes without saying that the constantly shifting tariff proposals coming out of the Trump administration over the last several weeks have thrown global supply chains into chaos. With new duties hitting imports and international trade tensions flaring, companies are facing spiking costs, vanishing vendors, and increased security risks that are already testing resilience across industries. Whether you’re a small business owner, or just trying to keep your own budget and investments stable in a tumultuous market climate, here are 10 ways to rethink your vendor mix or money strategy. Each is inspired by a real-world innovator thriving amidst…

How The GOP Student Loan Plan Would Reshape Student Loan Forgiveness And Kill The SAVE Plan Student loan borrowers counting on student loan forgiveness via former President Joe Biden’s Saving on a Valuable Education plan (more commonly known as the SAVE plan) will likely see it effectively vanish, not by a court order, but by an act of Congress. House Republicans have unveiled a sweeping proposal, the Student Success and Taxpayer Savings Plan, which includes an end to the SAVE plan. The GOP student loan plan proposes shifting all existing income-driven repayment options into a single, new plan via budget…

The job report for April showed 177,000 new positions — 33% higher than the median forecast of 133,000 from economists polled by Dow Jones. The unemployment rate was 4.2% and average hourly earnings increased by 3.8% year-over-year. Employment figures for February and March were revised down by 58,000 positions. The larger gains were in healthcare, transportation and warehousing, financial activities, and social assistance. Federal government employment declined but much less than the Trump administration and Department of Government Efficiency (DOGE) suggested. Most Jobs Numbers Seemed Stable Month-Over-Month Much of the basis jobs data showed little or no change between March…