Creating a successful digital business can be the perfect form of self-employment. It brings with it the ability to work from home and generate unlimited income from selling products and services you truly believe in. However, the obstacle for many is coming up with a winning digital business idea. But what if I were to tell you that some of the best business ideas can come from converting what you’re doing now into a thriving online business? It’s possible, and below are the stories of three entrepreneurs who have done just that. None of the three women needed to step…

In our financial planning practice, much of the work we do is with near retirees who are contemplating when they want to stop working – or at least stop the employment in which they are currently engaged. Very often this conversation begins as a financial discussion where the focus is on maintaining the quality of daily life, funding healthcare expenses, and not running out of money later in life. But as we delve deeper, non-financial questions surface such as: “what will I do with all that time?” Or “how will I remain relevant?” And “how can I give back some…

The last several weeks have been hugely consequential for more than 40 million student loan borrowers, with some of the most significant updates in more than a year. And the impacts of these recent events could touch every aspect of student debt from disbursement to loan repayment and student loan forgiveness. Between court actions, legislation working its way through Congress, and regulatory updates, nearly every single federal student loan borrower may eventually be impacted by these recent changes. And for some borrowers, the consequences could be enormously costly. Here’s a breakdown. Student Loan Repayment Processing Remains Backlogged For 10 Million…

Matthew R. Galeotti, the Head of the Criminal Division at the Justice Department has issued a memorandum describing the Justice Department’s new policies and enforcement priorities in dealing with collar crime. In describing its areas of focus, the memorandum states “The Criminal Division must be laser-focused on the most urgent criminal threats to the country. Therefore consistent with the enforcement policies and priorities of this Administration, the Criminal Division will prioritize investigating and prosecuting corporate crime in areas that will have the greatest impact in protecting American Citizens and companies and promoting U.S. interests.” The memorandum lists the following ten…

A report from the Federal Trade Commission (FTC) indicates a 1,000 % increase in money lost to scammers through Bitcoin ATMs in the last three years with consumers reporting losses of more than 114 million dollars in 2023. Bitcoin and other cryptocurrency ATMs look just like traditional ATMs, but instead of distributing cash, they take cash in exchange for cryptocurrency and enable the transfer of the deposited cash turned into Bitcoin into crypto wallets. Due to the anonymity and immediacy of the Bitcoin transfers done through a Bitcoin ATM, it is a favorite method of payment for scammers. Presently there…

Stephen Covey, the author of The 7 Habits of Highly Effective People, tells a story that’s as instructive as it is unsettling. On a New York subway, he noticed a man sitting quietly while his children wreaked havoc. Covey finally said, “Sir, your children are really disturbing a lot of people.” The man replied, “You’re right. We just came from the hospital where their mother died about an hour ago.” I share that feeling that likely just churned in your gut—because, if you’re anything like me, you may have rarely corrected a parent for their apparent mismanagement of an unruly…

The Trump Message On Criminal Justice Falls Short Newly appointed Federal Bureau of Prisons (BOP) Director William Marshall III wrapped himself in the Trump flag by announcing an expansion of use of home confinement to allow prisoners more time in the community at the end of their prison sentence. Unfortunately, for many in prison the actions by the BOP will lead to longer stays in institutions, which is both more costly and a blow to those trying to get home sooner. The BOP issued a press release on May 28, 2025 touting, “Federal Bureau of Prisons Issues Directive to Expand…

Chief executives typically look to improve the fortunes of a company and returns to shareholders. Many take to heart the argument Milton Friedman made in a 1970 New York Times op-ed that the “social responsibility of business is to increase its profits.” That has been further interpreted as meaning the responsibility to maximize return on investment to shareholders. The presumption has become the foundation of many arguments of what businesses should do, the degree of legal constraints that ought to be taken removed from their behavior, This is both legally incorrect and strategically troubling and mistaken. The Legal Fallacy Of…

In recent studies, U.S. states have been analyzed in order to identify the richest cities there. Several of these studies examined states in the U.S. South, such as the wealthiest cities in North Carolina, South Carolina, Kentucky, Georgia, and many others in the region. Here, it is Virginia’s turn to receive this analysis. Read on and find out what the richest city in Virginia is, as well as the top 20 wealthiest places in the state. What Is the Richest City in Virginia? To define the “richest city in Virginia,” data was sourced from the Census Bureau’s 2023 American Community…

President Trump has pardoned at least five well-connected people who either plead guilty or were convicted of tax fraud and other crimes. His clear message: If you have political influence, cheating on your income tax is perfectly acceptable. That message is likely to further erode public confidence in the income tax system and increase public perceptions that the wealthy don’t pay their fair share of taxes. And the pardons are likely to further lower morale at the IRS and the Justice Department, where investigators and attorneys worked for years to prosecute these cases of tax fraud. Trump’s pardons came just…