Insurance
How we choose the best health insurance companies👋 I’m Alex Rosenberg, a lead writer and content strategist covering health insurance. I built NerdWallet’s health insurance rubric and did the research for this page to find the best health insurance options in the state. I gathered and analyzed data across four major categories:Plans with lower costs, such as premiums, deductibles, copays, coinsurance and out-of-pocket maximums, score the best.We evaluate plans’ costs using marketplace health plan datasets. These enormous spreadsheets include as many as 149 discrete data points for over 100,000 plan offerings in 31 states that use the federal marketplace (other…
More than 270 million rates analyzed by our team of specialists.More than 50 insurance companies analyzed in all 50 states and Washington D.C. (See our top picks.)Homeowners insurance costs an average of $1,915 a year, or about $160 a month, according to NerdWallet’s analysis. However, this is just a benchmark.We’ve analyzed pricing data from more than 100 insurance companies to bring you the average homeowners insurance cost in every state and the largest U.S. cities.Our sample policy was for a 40-year-old homeowner with good credit, $300,000 of dwelling coverage, $300,000 of liability coverage and a $1,000 deductible. The cost of…
It’s hard to pinpoint how much life insurance you should buy down to the penny, but you can make a good estimate by using our life insurance calculator below.In general, you should add up your long-term financial obligations, such as mortgage payments or college fees, and then subtract your assets. The remainder is the gap that life insurance will have to fill.Why you can trust NerdWalletLife insurance calculatorThis life insurance calculator uses your existing assets and debts to figure out how much life insurance coverage you need.How to manually calculate how much life insurance you needFollow this general philosophy to…
Full coverage car insurance isn’t a specific type of policy, but a combination of coverage types that typically includes liability, comprehensive and collision insurance. If you have a loan or lease, your lender likely requires you to have it.See what you could save on car insuranceEasily compare personalized rates to see how much switching car insurance could save you.Finding the cheapest full coverage car insuranceBecause it combines several types of coverage, finding cheap full coverage insurance can be tough. For example, full coverage car insurance can cost more than triple the price of minimum required coverage. That’s why it pays…