NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.4.5/5 $10,000 for illnesses, $5,000 for accidents The highest coverage limit the insurer offers per year. 50% – 80% How much of your bill the insurer will pay after you’ve met your deductible. $250, $500, $1,000 How much of your vet bills you need to pay before the insurer starts reimbursing you. Covers variety of pets, including cats, dogs, rabbits, birds and reptiles. Vet exam typically not required to enroll.Coverage available for exotic animals.24/7 vet helpline.No unlimited coverage option.Older pets…

Medicare may not seem like a pressing issue for most Americans under the age of 65, but according to a new NerdWallet survey, 65% of Americans have interacted with the Medicare system in some way — whether that means being an enrollee, helping someone else figure out their coverage or needing to understand the system as part of job responsibilities.The survey of over 2,000 U.S. adults — among whom 779 are enrolled in Medicare — commissioned by NerdWallet and conducted online in July 2024 by The Harris Poll, asked Medicare enrollees about their satisfaction with their health plan and whether…

Key insights ????There is no such thing as no-deposit car insurance. All insurers require payment before activating coverage.You can lower your initial payment by taking advantage of discounts, only purchasing coverage you need and comparing rates to find the cheapest insurance company for you. Your first car insurance payment can be as low as $40, according to NerdWallet’s November 2024 analysis of minimum coverage rates from the country’s largest insurers.A car insurance “deposit” counts toward your total premium. It’s not an additional fee.Car insurance with no deposit doesn’t exist. Legitimate insurers require some money down before they’ll provide coverage. The good…

More than one in five adults age 65 and older reported not taking medications as prescribed due to cost, according to a 2023 study published in JAMA Network Open.There’s help available, but many beneficiaries might not be aware of their options.“Far too many people don’t know that there are resources out there to help them,” says Amy Niles, chief mission officer at the PAN Foundation, a nonprofit organization that helps people get needed prescription drugs and medical treatments.Here are three potential resources that might help you or a loved one afford medications with Medicare Part D.Medicare will have big changes…

Liability insurance, also known as umbrella insurance, is a smart choice if you have a lot of assets you want to secure in case of a lawsuit. While initially this coverage may seem like something only the wealthy should pursue, the truth is that anyone can be the victim of a lawsuit. If you own your own home, have retirement savings or keep money in the bank, you should consider this general liability insurance. In the rather litigious society we live in today, even driving a car carries the danger of a lawsuit. If you hit another driver on a…

Medicare Part D covers the vaccine for RSV, or respiratory syncytial virus, and generally there’s no cost to you.Here’s what you should know about Medicare and the RSV vaccine.What is RSV?RSV is a virus that comes with cold-like symptoms, like a runny nose, headache or sore throat. Symptoms are typically mild, but for some older adults, RSV can become very serious, leading to conditions like pneumonia or congestive heart failure. You could end up in the hospital, and as many as 10,000 older adults die of RSV complications each year, according to the American Lung Association. Does Original Medicare cover…

Life insurance is one of those purchases that you might not know why you need it, just that you probably need it, and the amount you require depends on several factors. The main purpose of life insurance is to provide a replacement for your income for your dependents in the event of your death. Young families and middle-aged couples are great candidates for life insurance, but even if you don’t fall into either of these categories, life insurance may still be a wise purchase. Read on to learn more about the types of life insurance policies available, the people most…

PawpPawp is a 24/7 telehealth service with the option to add $3,000 of emergency coverage per year.No restrictions on pre-existing conditions.Vet professionals available for 24/7 consultations.Add-on fund can pay up to $3,000 per year for emergency care.Telehealth vets can’t prescribe medication.To be eligible for emergency fund reimbursement, you must get telehealth approval before seeking in-person care.PawpPawp is a 24/7 telehealth service with the option to add $3,000 of emergency coverage per year.No restrictions on pre-existing conditions.Vet professionals available for 24/7 consultations.Add-on fund can pay up to $3,000 per year for emergency care.Telehealth vets can’t prescribe medication.To be eligible for emergency…

Car insurance isn’t just for vehicle owners. It’s for everyone who wants liability coverage for vehicles not titled to them. To meet this need, some companies offer special policies called non-owner car insurance or non-owner liability policies. Unlike a traditional auto insurance policy attached to a specific vehicle, this type of coverage applies directly to drivers so they have bodily injury liability and property damage liability protection when driving any vehicle. How Non-owner Car Insurance Works Non-owner coverage isn’t available in every state, and non-owner policies vary widely from state to state, but the general concept is the same; they…

Anthem3.28CMS Star RatingAverage Medicare star rating, weighted by enrollment. Star ratings are determined by the Centers for Medicare & Medicaid Services (CMS).Speak to a licensed insurance agent on askchapter.orgGET A QUOTEon NerdWallet We will connect you with Medicare companies based on the information you provide. They will help you find a plan that suits your needs. If you prefer to speak to a licensed insurance agent right away, please call the number listed below.M-F 8am-10pm EST, Sa-Su 9am-9pm ESTSpeak to a licensed insurance agent on askchapter.orgM-F 8am-10pm EST, Sa-Su 9am-9pm ESTSpeak to a licensed insurance agent on askchapter.orgAnthem Medicare Part…