Each year, Medicare comes with a new set of prices, new plan ratings and sometimes new regulations. What you’ll pay may be different from last year, and your network and prescription drug coverage may change, depending on your plan. Here’s how Medicare looks in 2025. Plan ratings have gone downThe average Medicare Advantage star rating in 2025 is 3.92 out of 5, weighted by enrollment, according to the Centers for Medicare & Medicaid Services. This is down from an average star rating of 4.07 in 2025 and represents the third year in a row that ratings have declined. Ratings also…

If you’re looking for pet insurance in New York to help pay your furry friend’s vet bills, you’ve got options. More than a dozen insurers operate in the Empire State, many offering reimbursement for up to 90% of your pet’s medical expenses after you’ve met your deductible. NerdWallet gathered rates and evaluated plans to help you find the best pet insurance in New York.Best pet insurance in New YorkFigo: Best budget pick for cats.ASPCA: Best for comprehensive coverage.How we found the best pet insurance in New YorkNerdWallet’s rating system rewards pet insurance companies with broad coverage, a variety of ways…

The best auto and renters insurance bundles of 2024Bundling auto and renters insurance is often a good way to save money, with many insurers advertising discounts when you buy both policies. But before committing, you’ll want to be sure the company you’re considering offers good customer service and the coverage you need.To find the best auto and renters insurance bundles, NerdWallet examined insurance companies that offer a bundling discount and earned at least a 4.5-star rating for both renters and car insurance. We limited the list to insurers with policies available in 10 or more states. Sample rates shown are…

A mutual life insurance company is owned by its policyholders, not external shareholders — meaning policyholders are both customers and owners of the company. If that idea sounds appealing, you might want to consider buying a policy from one of the best mutual life insurance companies, all of which earned a NerdWallet rating of at least 4.5 stars.Our list highlights companies that sell “participating” whole life insurance policies, which are eligible to receive annual dividends. Because life insurance dividends are based on a company’s financial performance, they aren’t guaranteed. But the mutual insurers on this list have been paying dividends…

Central Health Medicare Plan2.5CMS Star RatingAverage Medicare star rating, weighted by enrollment. Star ratings are determined by the Centers for Medicare & Medicaid Services (CMS).Speak to a licensed insurance agent on askchapter.orgGET A QUOTEon NerdWallet We will connect you with Medicare companies based on the information you provide. They will help you find a plan that suits your needs. If you prefer to speak to a licensed insurance agent right away, please call the number listed above.M-F 8am-10pm EST, Sa-Su 9am-9pm ESTSpeak to a licensed insurance agent on askchapter.orgM-F 8am-10pm EST, Sa-Su 9am-9pm ESTSpeak to a licensed insurance agent on…

Shopping for cheap car insurance can feel like hunting for Black Friday deals. You know what you want, but you have to compare different prices from different companies. And with each insurer using a unique pricing model, how can you really know when you’ve found the best deal?Car insurance costs continue going up year after year, so you may be looking for ways to find cheaper coverage. A 2024 J.D. Power study revealed that nearly half of American car insurance customers have shopped for a new policy within the past year. But while rates may be at an all-time high,…

Allstate3.5NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates pricing, complaint data, online quote availability, coverage options and more.Speak to a licensed insurance agent on askchapter.orgM-F 8am-10pm EST, Sa-Su 9am-9pm ESTSpeak to a licensed insurance agent on askchapter.orgM-F 8am-10pm EST, Sa-Su 9am-9pm ESTSpeak to a licensed insurance agent on askchapter.orgAllstate Medicare Supplement pros and consProsLow prices: Allstate’s premiums are sometimes the lowest on the market.Stacking discounts: Members who qualify for all of Allstate’s discounts might get up to 25% off of premiums in total.ConsComplaints: Allstate has significantly more member complaints than the average Medigap company.Mediocre extras:…

Aflac3.0NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates pricing, complaint data, online quote availability, coverage options and more.Speak to a licensed insurance agent on askchapter.orgM-F 8am-10pm EST, Sa-Su 9am-9pm ESTSpeak to a licensed insurance agent on askchapter.orgM-F 8am-10pm EST, Sa-Su 9am-9pm ESTSpeak to a licensed insurance agent on askchapter.orgAflac Medicare Supplement pros and consProsLower prices: While not the absolute lowest, Aflac’s premiums are cheaper than many competitors.Spending on care: Aflac spends more on member benefits and less on overhead than the average Medicare Supplement Insurance company.ConsComplaints: Aflac members file complaints about their Medigap policies at…

NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.4.5/5 Unlimited The highest coverage limit the insurer offers per year. 70%, 80%, 90% How much of your bill the insurer will pay after you’ve met your deductible. $250, $500, $1,000 How much of your vet bills you need to pay before the insurer starts reimbursing you. Most plans include unlimited access to Chewy’s vet telehealth service. Some plans pay 100% (minus your deductible) for supplements purchased from Chewy.Stand-alone wellness plans available.Some plans offer direct claim payments to vets.Quick processing…

NerdWallet rating NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.5.0/5 Unlimited The highest coverage limit the insurer offers per year. 70%, 80%, 90% How much of your bill the insurer will pay after you’ve met your deductible. $100 – $1,000 How much of your vet bills you need to pay before the insurer starts reimbursing you. Covers some pre-existing conditions. Coverage includes alternative treatments and behavioral therapies.Curable pre-existing conditions may be covered.24-hour vet helpline for health questions.A one-time administrative fee may apply when you first buy your policy.No prescription…