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A pet insurance policy can reimburse you for vet bills if your furry friend gets sick. But buying insurance adds another expense to your monthly budget. So how much is pet insurance, and can it save you money in the long run?How much is pet insurance?For accident and illness coverage, the average cost of pet insurance in the U.S. is $749 per year for dogs, or about $62 per month, according to the most recent data from the North American Pet Health Insurance Association[0]. The average cost of accident and illness coverage for cats is $386 per year, or about…

You come home to find your dog vomiting and listless. After rushing them to the vet, you learn that they swallowed one of your socks and need emergency surgery — to the tune of several thousand dollars. Can you afford to pay that bill? If not, pet insurance might be worth considering.Pet insurance helps cover the cost of medical care for your furry friend. It can reimburse you for expenses like cancer treatment, emergency care, prescription medications and surgery.In some dire scenarios, pet insurance could save the life of an animal that would otherwise be euthanized if its owner couldn’t…

Like human health insurance, pet insurance covers the cost of medical care. If your furry friend gets seriously sick or injured, the vet bills for treatment may add up fast. Having pet insurance coverage can help.Plans can vary significantly from one company to another, so it’s important to understand what pet insurance covers before you buy it.Key terms in this articleThe amount you pay for your pet’s vet expenses before your insurer starts reimbursing you. Most deductibles reset each year.Medical problems your pet has before you buy your policy. Pet insurance plans generally won’t pay to treat pre-existing conditions.The time…

Nobody’s perfect. That’s why you buy liability insurance: You can avoid financial ruin if you accidentally cause major injuries or property damage to others. But your insurance isn’t perfect, either. That’s where a personal umbrella insurance policy comes in.Get home insurance quotes in minutesAnswer a few questions to see custom quotes and find the right policy for you.What is umbrella insurance?Umbrella insurance — sometimes called personal liability umbrella insurance — is protection for your savings and other assets. It provides extra liability coverage beyond the limits on your existing policies, such as car or homeowners insurance. If you’re at fault…

More than 270 million rates analyzed by our team of specialists.More than 50 insurance companies analyzed in all 50 states and Washington D.C. (See our top picks.)Buying a home means you also need to buy something else: homeowners insurance. And while you may have bigger expenses, how much you pay for insurance will affect your home ownership costs.The national average cost of home insurance is $2,110 a year, according to NerdWallet’s most recent rate analysis. But the amount you pay could be more or less, depending on many factors. Here’s how to get a better idea of what your home…

More than 270 million rates analyzed by our team of specialists.More than 50 insurance companies analyzed in all 50 states and Washington D.C. (See our top picks.)Homeowners insurance costs an average of $2,110 a year, or about $176 a month, according to NerdWallet’s analysis. We analyzed pricing data from more than 100 insurance companies to bring you the average homeowners insurance cost in every state and the largest U.S. cities. Our sample policy was for a 40-year-old homeowner with good credit, $300,000 of dwelling coverage, $300,000 of liability coverage and a $1,000 deductible.Note that the rates included in this article…

We get it — comparing car insurance quotes is about as fun as going to the dentist, but the savings can be worth it. To get started, use the table below to see average rates for different drivers. Then compare quotes to find your best price.Filter to see average rates for your ZIP codeRates are per month and are refreshed as of May 2025. Rates shown by default are for a 35-year-old driver with a clean driving record and good credit. Use the filters to see sample rates for drivers with other characteristics. Your rates will be different. USAA is…

Nerdy takeawaysAn at-fault accident can increase your auto insurance rates for at least three years, depending on your state and insurer.A driver with a recent at-fault accident pays $1,108 more a year on average for a full coverage policy than a driver with no traffic violations.How much insurance increases after an accident depends on your insurer.Shop around and compare rates to find cheaper car insurance after an accident.Full coverage car insurance rates can go up an average of 48% a year if you cause an accident, NerdWallet’s May 2025 analysis found.See what you could save on car insuranceEasily compare personalized…

The wildfires still raging in Los Angeles have displaced thousands of homeowners — many of whom have inadequate coverage due to a broken home insurance system in the state. And while new efforts to keep affected homeowners insured and expand coverage areas are going into effect, it may be too little, too late for many. How the home insurance system in California failed residentsRetaining homeowners insurance in California is notoriously difficult for those living in areas vulnerable to wildfires. And the problem has only gotten worse in recent years.The effects of climate change, combined with poor forest management, have accelerated…