More than 270 million rates analyzed by our team of specialists.More than 50 insurance companies analyzed in all 50 states and Washington D.C. (See our top picks.)Homeowners insurance costs an average of $2,110 a year, or about $176 a month, according to NerdWallet’s analysis. We analyzed pricing data from more than 100 insurance companies to bring you the average homeowners insurance cost in every state and the largest U.S. cities. Our sample policy was for a 40-year-old homeowner with good credit, $300,000 of dwelling coverage, $300,000 of liability coverage and a $1,000 deductible.Note that the rates included in this article…

We get it — comparing car insurance quotes is about as fun as going to the dentist, but the savings can be worth it. To get started, use the table below to see average rates for different drivers. Then compare quotes to find your best price.Filter to see average rates for your ZIP codeRates are per month and are refreshed as of May 2025. Rates shown by default are for a 35-year-old driver with a clean driving record and good credit. Use the filters to see sample rates for drivers with other characteristics. Your rates will be different. USAA is…

Nerdy takeawaysAn at-fault accident can increase your auto insurance rates for at least three years, depending on your state and insurer.A driver with a recent at-fault accident pays $1,108 more a year on average for a full coverage policy than a driver with no traffic violations.How much insurance increases after an accident depends on your insurer.Shop around and compare rates to find cheaper car insurance after an accident.Full coverage car insurance rates can go up an average of 48% a year if you cause an accident, NerdWallet’s May 2025 analysis found.See what you could save on car insuranceEasily compare personalized…

The wildfires still raging in Los Angeles have displaced thousands of homeowners — many of whom have inadequate coverage due to a broken home insurance system in the state. And while new efforts to keep affected homeowners insured and expand coverage areas are going into effect, it may be too little, too late for many. How the home insurance system in California failed residentsRetaining homeowners insurance in California is notoriously difficult for those living in areas vulnerable to wildfires. And the problem has only gotten worse in recent years.The effects of climate change, combined with poor forest management, have accelerated…

Full coverage car insurance isn’t a specific type of policy, but a combination of coverage types that typically includes liability, comprehensive and collision insurance. If you have a loan or lease, your lender likely requires you to have it.All your insurance info, all in one place.See your policies anytime, anywhere. Plus, get notified when it’s time to renew or shop. Just link your insurance to your free NerdWallet account.Finding the cheapest full coverage car insuranceBecause it combines several types of coverage, finding cheap full coverage insurance can be tough. For example, full coverage car insurance can cost more than triple…

More than 270 million rates analyzed by our team of specialists.More than 50 insurance companies analyzed in all 50 states and Washington D.C. (See our top picks.)Homeowners insurance costs an average of $1,915 a year, or about $160 a month, according to NerdWallet’s analysis. We analyzed pricing data from more than 100 insurance companies to bring you the average homeowners insurance cost in every state and the largest U.S. cities. Our sample policy was for a 40-year-old homeowner with good credit, $300,000 of dwelling coverage, $300,000 of liability coverage and a $1,000 deductible.Note that the rates included in this article…

The past couple of years have been tough on consumers’ wallets. Inflation has affected groceries, gas and lots of other everyday expenses — and auto insurance is no exception.Prices for most goods and services have started to stabilize: Year-over-year inflation stood at 2.7% in November, a dramatic difference from the peak of more than 9% during the summer of 2022. But auto insurance costs are still busting budgets. Policies were close to 13% more expensive in November compared to a year earlier, according to the latest Consumer Price Index.Auto insurers are playing catch-upAt inflation’s peak in 2022, high vehicle repair…

After thoroughly evaluating 24 insurance companies, NerdWallet’s editorial team has put together a list of the best car insurance in Washington. We base our star ratings on important factors like coverage and discount options, affordability, customer satisfaction and a company’s financial strength.Here are the best car insurance companies in Washington:See what you could save on car insuranceEasily compare personalized rates to see how much switching car insurance could save you.The best car insurance companies in Washington Here’s our list of the best auto insurance in Washington for different categories, plus what makes them the best.Travelers5.0NerdWallet rating NerdWallet’s ratings are determined by…

After thoroughly evaluating 34 insurance companies, NerdWallet’s editorial team has put together a list of the best car insurance in Illinois. We base our star ratings on important factors like coverage and discount options, customer satisfaction and financial strength.These companies offer the best car insurance in Illinois:See what you could save on car insuranceEasily compare personalized rates to see how much switching car insurance could save you.The best car insurance companies in Illinois Here’s our list of the best auto insurance in Illinois for different categories, plus what makes them the best.Travelers5.0NerdWallet rating NerdWallet’s ratings are determined by our editorial team.…

After thoroughly evaluating 26 insurance companies, NerdWallet’s editorial team has put together a list of the best car insurance in Maryland. We base our star ratings on important factors like coverage and discount options, affordability, customer satisfaction and a company’s financial strength.These companies offer the best car insurance in Maryland:NJM: Best for having few customer complaints.See what you could save on car insuranceEasily compare personalized rates to see how much switching car insurance could save you.The best car insurance companies in Maryland Here’s our list of the best auto insurance in Maryland for different categories, plus what makes them the…