Insurance
President Donald Trump signed his “big, beautiful bill” into law on July 4, making changes to health insurance coverage for millions of Americans.If you have a marketplace health insurance plan, sometimes also known as Obamacare or Affordable Care Act (ACA) plans, your premiums might go up, and you might need to do more work to stay eligible.Here are a few key changes to marketplace health insurance in the new law — plus one thing that went unaddressed — and what to do about them.1. Premiums might get much pricierHow it works now: Premium tax credits help taxpayers afford marketplace health…
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Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.NerdUp by NerdWallet credit card: NerdWallet is not a bank. Bank services provided by Evolve Bank & Trust, member FDIC. The NerdUp by…
Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.NerdUp by NerdWallet credit card: NerdWallet is not a bank. Bank services provided by Evolve Bank & Trust, member FDIC. The NerdUp by…
Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.NerdUp by NerdWallet credit card: NerdWallet is not a bank. Bank services provided by Evolve Bank & Trust, member FDIC. The NerdUp by…
A pet insurance policy can reimburse you for vet bills if your furry friend gets sick. But buying insurance adds another expense to your monthly budget. So how much is pet insurance, and can it save you money in the long run?How much is pet insurance?For accident and illness coverage, the average cost of pet insurance in the U.S. is $749 per year for dogs, or about $62 per month, according to the most recent data from the North American Pet Health Insurance Association[0]. The average cost of accident and illness coverage for cats is $386 per year, or about…
You come home to find your dog vomiting and listless. After rushing them to the vet, you learn that they swallowed one of your socks and need emergency surgery — to the tune of several thousand dollars. Can you afford to pay that bill? If not, pet insurance might be worth considering.Pet insurance helps cover the cost of medical care for your furry friend. It can reimburse you for expenses like cancer treatment, emergency care, prescription medications and surgery.In some dire scenarios, pet insurance could save the life of an animal that would otherwise be euthanized if its owner couldn’t…
Like human health insurance, pet insurance covers the cost of medical care. If your furry friend gets seriously sick or injured, the vet bills for treatment may add up fast. Having pet insurance coverage can help.Plans can vary significantly from one company to another, so it’s important to understand what pet insurance covers before you buy it.Key terms in this articleThe amount you pay for your pet’s vet expenses before your insurer starts reimbursing you. Most deductibles reset each year.Medical problems your pet has before you buy your policy. Pet insurance plans generally won’t pay to treat pre-existing conditions.The time…
Nobody’s perfect. That’s why you buy liability insurance: You can avoid financial ruin if you accidentally cause major injuries or property damage to others. But your insurance isn’t perfect, either. That’s where a personal umbrella insurance policy comes in.Get home insurance quotes in minutesAnswer a few questions to see custom quotes and find the right policy for you.What is umbrella insurance?Umbrella insurance — sometimes called personal liability umbrella insurance — is protection for your savings and other assets. It provides extra liability coverage beyond the limits on your existing policies, such as car or homeowners insurance. If you’re at fault…
More than 270 million rates analyzed by our team of specialists.More than 50 insurance companies analyzed in all 50 states and Washington D.C. (See our top picks.)Buying a home means you also need to buy something else: homeowners insurance. And while you may have bigger expenses, how much you pay for insurance will affect your home ownership costs.The national average cost of home insurance is $2,110 a year, according to NerdWallet’s most recent rate analysis. But the amount you pay could be more or less, depending on many factors. Here’s how to get a better idea of what your home…
More than 270 million rates analyzed by our team of specialists.More than 50 insurance companies analyzed in all 50 states and Washington D.C. (See our top picks.)Homeowners insurance costs an average of $2,110 a year, or about $176 a month, according to NerdWallet’s analysis. We analyzed pricing data from more than 100 insurance companies to bring you the average homeowners insurance cost in every state and the largest U.S. cities. Our sample policy was for a 40-year-old homeowner with good credit, $300,000 of dwelling coverage, $300,000 of liability coverage and a $1,000 deductible.Note that the rates included in this article…