Medicare Part D covers the vaccine for RSV, or respiratory syncytial virus, and generally there’s no cost to you.Here’s what you should know about Medicare and the RSV vaccine.What is RSV?RSV is a virus that comes with cold-like symptoms, like a runny nose, headache or sore throat. Symptoms are typically mild, but for some older adults, RSV can become very serious, leading to conditions like pneumonia or congestive heart failure. You could end up in the hospital, and as many as 10,000 older adults die of RSV complications each year, according to the American Lung Association. Does Original Medicare cover…

Life insurance is one of those purchases that you might not know why you need it, just that you probably need it, and the amount you require depends on several factors. The main purpose of life insurance is to provide a replacement for your income for your dependents in the event of your death. Young families and middle-aged couples are great candidates for life insurance, but even if you don’t fall into either of these categories, life insurance may still be a wise purchase. Read on to learn more about the types of life insurance policies available, the people most…

PawpPawp is a 24/7 telehealth service with the option to add $3,000 of emergency coverage per year.No restrictions on pre-existing conditions.Vet professionals available for 24/7 consultations.Add-on fund can pay up to $3,000 per year for emergency care.Telehealth vets can’t prescribe medication.To be eligible for emergency fund reimbursement, you must get telehealth approval before seeking in-person care.PawpPawp is a 24/7 telehealth service with the option to add $3,000 of emergency coverage per year.No restrictions on pre-existing conditions.Vet professionals available for 24/7 consultations.Add-on fund can pay up to $3,000 per year for emergency care.Telehealth vets can’t prescribe medication.To be eligible for emergency…

Car insurance isn’t just for vehicle owners. It’s for everyone who wants liability coverage for vehicles not titled to them. To meet this need, some companies offer special policies called non-owner car insurance or non-owner liability policies. Unlike a traditional auto insurance policy attached to a specific vehicle, this type of coverage applies directly to drivers so they have bodily injury liability and property damage liability protection when driving any vehicle. How Non-owner Car Insurance Works Non-owner coverage isn’t available in every state, and non-owner policies vary widely from state to state, but the general concept is the same; they…

Anthem3.28CMS Star RatingAverage Medicare star rating, weighted by enrollment. Star ratings are determined by the Centers for Medicare & Medicaid Services (CMS).Speak to a licensed insurance agent on askchapter.orgGET A QUOTEon NerdWallet We will connect you with Medicare companies based on the information you provide. They will help you find a plan that suits your needs. If you prefer to speak to a licensed insurance agent right away, please call the number listed below.M-F 8am-10pm EST, Sa-Su 9am-9pm ESTSpeak to a licensed insurance agent on askchapter.orgM-F 8am-10pm EST, Sa-Su 9am-9pm ESTSpeak to a licensed insurance agent on askchapter.orgAnthem Medicare Part…

You insure your car, your home, your health and your life; don’t leave your pet out of the equation. Pet companions are as much a part of the family as anybody, and they need the care and protection of a good insurance policy to cover them for illnesses and accidents. Your budget might need it, too. Failure to buy adequate insurance may result in unexpected and unaffordable veterinary bills, so it’s not too early to shop for the most suitable product for your requirements. Trupanion is one of many companies specializing in pet protection, and it offers a simple insurance…

AirCover is a form of travel insurance offered by Airbnb, providing coverage for guests and hosts in the event of a booking gone awry. It’s included automatically at no extra charge when a booking is made; you don’t need to select this option when checking out or creating a listing. If a serious situation arises and neither party is able to resolve it, you can escalate the issue to customer service and Airbnb can offer a solution — for example, a refund for a guest who feels unsafe.However, guests who are forced to take a refund may face issues with…

When did you first hear about life insurance? Was it because you knew one or both of your parents owned a policy? Or, was it when you got a new job and found out a small policy is part of your work benefits? For me, it was when I started my job at Haven Life. These scenarios are common ways most people learn about or interact with life insurance for the first time. But this brief interaction with life insurance often doesn’t provide enough clarity for people to understand the value of (and need for) life insurance in certain situations.…

It’s always important for people to compare plans during Medicare open enrollment from Oct. 15 to Dec. 7, but it’s even more critical this year. There are changes coming to Medicare Advantage plans and Medicare Part D prescription drug plans, and you should make sure you understand how your plan will cover you — or not — in 2025. “People think they don’t need to review their plans every year, and that couldn’t be further from the truth,” says Kari Vogt, a certified financial planner and licensed insurance agent in Columbia, Missouri. “You might not change your plan every year,…

It’s easy to pass on insurance, especially when you’re young. Insurance premiums can feel like money going nowhere. It’s especially hard to fit them into the budget when you already have a mountain of debt to pay off, your salary is modest or low, and you’re healthy. Insurance can also be confusing. What types of insurance should you get? How much coverage? How do you choose from all the options? Furthermore, who can you turn to for help? Insurance agents can seem just about as trustworthy as used car salesmen. Let me tell you a secret: choosing insurance for yourself…