Smart Spending Tips highlights new survey findings that show a clear gap between how Americans feel about their finances and how many are living beyond their means. Think you’re doing fine financially? The Fed’s new survey says maybe not Many Americans believe their finances are in good shape, but new data from the Federal Reserve suggests that confidence may be misplaced. A closer look at the survey results offers a valuable reality check. It might prompt you to reassess how secure your finances really are and what steps you can take to improve them. Only 51% of Americans are living…