The Japanese Airlines USA Credit Card is issued by First National Bank of Omaha (FNBO) and is the first and only co-branded card offered by Japanese Airlines (JAL) that’s available in the U.S. The card offers decent rewards for travel, depending on what annual fee you end up having to pay, but it comes with lackluster travel perks and limited transfer partners. If you’re a Japanese Airlines loyalist, the card can be valuable. But if your trips with the airline are few and far between, you’re better off with another airline or general travel credit card. Here are five things…

As you plan for the season to come, Discover’s bonus categories for the first quarter of 2025 can help you start off the new year with savings. From Jan. 1 through March 31, 2025, if you have a qualifying card like the Discover it® Cash Back or the Discover it® Student Cash Back, you can earn 5% cash back at restaurants, home improvement stores and select streaming services on up to $1,500 in combined quarterly spending. Note that you must activate bonus categories to start earning 5% back and that all other purchases will earn 1% back. If you have…

The Seen Mastercard, issued by Coastal Community Bank, is a lower-fee unsecured credit card for those who are invited to apply and are in the process of rebuilding credit. If you’ve received an invitation by mail or email, you can use the offer code on their website to access the application. As of November 2024, the card targets those who have around a 550 to 620 credit score range, according to Brad Mason, head of card risk and compliance at Seen.Compared to unsecured “fee-harvester” credit cards — which charge steep annual fees, monthly maintenance fees and account setup fees —…

Coastal Community Bank — founded in 1997 and headquartered in Everett, Washington — serves businesses and individuals in the Puget Sound area. Coastal Community Bank also issues a handful of personal and business credit cards. An eclectic group to be sure, Coastal Community Bank’s portfolio encompasses several credit-builder cards, a top-notch cash-back card and a credit card/HELOC hybrid. The bank issues the following credit cards:In general, these credit cards are niche products intended for a specific customer. For those who fall outside of the target demographic, the broader credit card market has more than enough serviceable options. Here’s a sampling…

Salt Lake City-based First Electronic Bank partners with several financial technology companies — including Cardless, Concora and Imprint — to issue a wide variety of credit cards. Among First Electronic Bank’s portfolio are a credit-building card, along with a collection of store cards and co-branded travel cards.Whether their cards are a good fit for you can depend on what you’re looking for. The credit-building card charges high fees, but the co-branded cards may benefit anyone who’s loyal to those brands. Here’s a closer look at First Electronic Bank’s credit cards.For credit-building The Destiny Mastercard®The Destiny Mastercard®, which is serviced by…

Rewards are tied to U.S. BankNot only must you bank with U.S. Bank to get the card’s elevated rates. But even to get the full value of the base 2% cash back rate, you’ll need to have a U.S. Bank account. That’s because even though the U.S. Bank Smartly™ Visa Signature® Card is considered a cash back card, it earns cash back rewards as points. And to get the full value of those points, you must redeem them as a deposit into an eligible U.S. Bank account. In other words, when redeemed as a deposit this way, points are worth…

Meant to jump-start your experience with credit, the Kikoff Secured credit card has a lot of initial appeal for credit newbies. It has a $0 annual fee, earns modest rewards and doesn’t require a credit check, meaning you can get the card with bad credit (credit scores of 629 or lower), or even no credit. But there’s a sneaky hidden cost to the Kikoff card that effectively puts its yearly fee at almost $250. That’s a major asterisk.For the right consumer — namely, renters who generally pay their rent on time — the Kikoff card could be a tool for…

Sara Rathner is a NerdWallet travel and credit cards expert. She has appeared on the “Today” show and CNBC’s “Nightly Business Report,” and has been quoted in The New York Times, The Washington Post, The Wall Street Journal, Yahoo Finance, Time, Reuters, NBC News, Business Insider and MarketWatch. Before joining NerdWallet, Sara worked at The Motley Fool for nearly 10 years. She also worked as a freelance personal finance writer and paraplanner and has a bachelor’s degree in journalism from Northwestern University. Read the full article here

Existing Altitude Reserve cardholders will not be moved to another U.S. Bank credit card and will still be able to use their Reserve card. Nothing is changing in terms of the card’s perks or benefits, including its ongoing rewards: 5 points per $1 spent on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.3 points per $1 spent on eligible travel and mobile wallet spending.1 point per $1 spent on everything else.The U.S. Bank Altitude™ Reserve Visa Infinite® Card debuted in 2017 and was the bank’s answer to luxury travel cards like the Chase Sapphire Reserve® and…

When you’re having trouble paying a credit card bill due to circumstances beyond your control, some credit card issuers may be willing to work with you through a hardship plan. Once a well-kept secret, these programs became more prominently advertised during the COVID-19 pandemic, but they may also be available for other reasons that hinder your ability to pay, such as unemployment, natural disasters, a family emergency or different qualifying circumstances. But if you can’t get favorable terms through a hardship plan or your issuer doesn’t offer this assistance, there’s still an option to consider. You can seek the help…