Credit Cards

Smart Spending Tips breaks down consumer payment trends using 2024 data and explains the pros and cons of today’s most common payment methods so you can make more informed spending choices. Technology and financial innovation are changing the way Americans handle money. Some of these changes provide consumers with more choices and better efficiency. However, some carry risks and additional costs. The Federal Reserve Bank of Atlanta recently updated its annual Survey and Diary of Consumer Payment Choice. It tracks how Americans pay for goods and services, whether with cash, checks, credit cards or other methods. Looking at how these…

You’re out to dinner with friends and the bill arrives. Cue the dreaded questions like: “Should we split the bill to make it easier? Should we only pay for what we ordered?” If you typically order just the side salad, you might welcome a tool that keeps these questions at bay. Alternately, if you’re the first to raise your hand to cover the entire check (and reap the credit card rewards), you may also appreciate an easy way to break down who owes you what, ensuring you’re not short-changed. Helpfully, various credit card features and third-party apps can facilitate the…

The Perpay Credit Card, issued by Celtic Bank, is designed to help cardholders who want to build credit, but are seeking an alternative to secured credit cards. Instead of requiring a traditional, lump-sum security deposit, you’ll have to link your paycheck as a dedicated funding source for your card bill, which — while helpful if you lack the funds upfront — can pose risks. You can earn rewards with the card, though there are some notable limits to the card’s rewards program. Also, while there’s technically no annual fee for this card, there are a few other fees that make…

If all you want for Valentine’s Day are tickets to Beyoncé’s upcoming Cowboy Carter tour, you may be able to get your wish slightly early. Tickets go on sale to the general public on Feb. 14, 2025, but holders of select Citi credit or debit cards can get tickets early.How it worksThe presale, which is accessible via the Citi Entertainment website, begins Feb. 12, 2025, at 12 p.m. local time (meaning it’s staggered by the time zone you’re in). It ends on Feb. 13, 2025, at 11 a.m. local time. The first six digits of your Citi card number serve…

Elan Financial Services, a division of U.S. Bank, offers technical support to businesses, banks and credit unions. The company helps banks and credit unions launch their own credit cards, and also issues its own cards — many of which are similar to better-known U.S. Bank products.As a credit card servicer, Elan manages everything from underwriting and marketing to designing the card itself.Elan-serviced credit cards include several cash-back cards, some travel cards and a handful of secured cards, including the following consumer credit cards: Fidelity® Rewards Visa Signature® Card.Visa Signature Everyday Rewards+ Card.Visa Signature Travel Rewards+ Card.Visa College Real Rewards Card.Visa…

JetBlue is expanding its portfolio of credit cards, with the addition of the new $499-annual-fee JetBlue Premier World Elite Mastercard. The card opened to new applicants on Jan. 29, 2025, and it comes with premium benefits like airport lounge access and a $300 annual travel credit that can help defray that hefty annual fee — though the credit does come with some strings attached. JetBlue Premier World Elite Mastercard: What it offersAnnual fee: $499. ($150 for every authorized user.) Limited-time sign-up bonus: 70,000 TrueBlue points and 5 tiles toward Mosaic qualification after spending $5,000 in the first three months of…

The B&H Payboo Credit Card, issued by Comenity Capital Bank, is the store credit card for B&H, which was founded in 1973 and sells photography, video and audio equipment, computers, televisions and other electronics. B&H is based in New York City, but ships to most countries worldwide (except for Iran, North Korea and a small handful of others).The $0-annual-fee B&H Payboo Credit Card offers a choice between a discount on sales tax (with some exceptions) or special financing for up to 12 months.Here are five things to know about the B&H Payboo Credit Card.1. The card can be used only…

GasBuddy, the fuel-savings platform behind the popular GasBuddy app, is launching a payment card that promises to further defray prices at the pump. Issued by Fifth Third Bank, the Pay with GasBuddy+ charge card advertises savings of up to 33 cents per gallon. It will run on the Mastercard payment network and is the successor to the Pay with GasBuddy fuel card, which will be discontinued later this year. Saving that much per gallon on every fill-up is a great deal — but there are some caveats that make it unlikely you’ll get those savings every single time. Here’s what…

Issued by FNBO, the Mary Kay Rewards Visa card is a credit card offered only to independent beauty consultants of the multilevel marketing (MLM) skin care and cosmetics company. The $0-annual-fee card earns rewards on Mary Kay products and comes with a decent bonus and a special financing offer that can help consultants who have already invested in the company and have a business with it. However, most Mary Kay consultants would be better off with a general and more flexible non-branded rewards credit card. Here are five things to consider before getting the Mary Kay Rewards Visa credit card.…

When you lack a Social Security number, it can get in the way of your ability to build credit in the U.S., as it’s a requirement on most credit card applications. Plus, bringing your credit history from a different country isn’t usually an option, so you’ll have two potential roadblocks on the path to establishing credit. But despite these obstacles, it’s still possible to start the clock on your credit history here. Some credit cards allow you to bypass one or both of these requirements. It’s typically U.S. citizens and noncitizens with authorized work permits in this country who qualify…

Here’s what you can expect as a new cardholder: IHG One Rewards Premier Credit Card: New cardmembers can earn 170,000 bonus points after spending $4,000 on purchases on the card in the first three months from account opening. Previously, cardholders earned 140,000 bonus points after spending $3,000 on purchases in the first 3 months of opening an account. IHG One Rewards Traveler Credit Card: New cardmembers can earn 100,000 bonus points after spending $2,000 on purchases on the card in the first three months from account opening. Previously, cardholders earned 80,000 bonus points after spending $2,000 on purchases within the first…