For the past two decades, fintechs have helped drive innovation in financial services. New products brought to market by large technology providers and start-up fintechs have placed sophisticated technology into the hands of financial institutions and investors, speeding the adoption and spread of dynamic new solutions like robo-advising, digital payments, mobile banking, blockchain (bitcoin), artificial intelligence-powered analytics and open banking. The industry has benefited greatly from all this innovation. However, I believe fintechs have more to offer—not just to financial services firms, but to companies and organizations of all types. Fintechs are built to thrive in today’s fast-paced and fast-changing…