Allpoint is one of several major automated teller machine (ATM) networks that operate throughout the U.S.
Banks might choose to work with ATM networks such as Allpoint that have a pre-existing infrastructure that helps customers withdraw cash and doesn’t require banks to set up their own networks.
SoFi Checking and Savings
APY
4.20%SoFi members with Direct Deposit or $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 4.20% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either Direct Deposit or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi members with direct deposit are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 10/31/2024. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet
Forbright Bank Growth Savings
APY
5.00%Annual Percentage Yield (APY) is accurate as of 10/01/2024. APY may change at any time before or after the account is opened. Available only online.
Barclays Tiered Savings Account
APY
4.50%4.50% APY for $0 to
These cash accounts combine services and features similar to checking, savings and/or investment accounts in one product. Cash management accounts are typically offered by non-bank financial institutions.
These cash accounts combine services and features similar to checking, savings and/or investment accounts in one product. Cash management accounts are typically offered by non-bank financial institutions.
5.00%*Current promotional rate; annual percentage yield (variable) is 4.50% as of 9/20/24, plus a .50% boost available as a special offer with qualifying deposit. Terms apply; if the base APY increases or decreases, you’ll get the .50% boost on the updated rate. Cash Reserve is only available to clients of Betterment LLC, which is not a bank; cash transfers to program banks conducted through clients’ brokerage accounts at Betterment Securities.
CDs (certificates of deposit) are a type of savings account with a fixed rate and term, and usually have higher interest rates than regular savings accounts.
CDs (certificates of deposit) are a type of savings account with a fixed rate and term, and usually have higher interest rates than regular savings accounts.
Marcus by Goldman Sachs High-Yield CD
APY
4.20%4.20% APY (annual percentage yield) as of 10/23/2024
Federally insured by NCUA
Alliant Credit Union Certificate
Discover® CD
APY
4.10%Annual Percentage Yield (APY) is accurate as of 10/22/2024
Checking accounts are used for day-to-day cash deposits and withdrawals.
Checking accounts are used for day-to-day cash deposits and withdrawals.
Money market accounts pay rates similar to savings accounts and have some checking features.
Money market accounts pay rates similar to savings accounts and have some checking features.
Discover® Money Market Account
What is an Allpoint ATM?
An Allpoint ATM belongs to the Allpoint ATM network of more than 55,000 machines located throughout the U.S. Banks that don’t have their own ATM networks often use the Allpoint network to give their customers the ability to withdraw cash without paying a fee. Allpoint now has Allpoint+ deposit-enabled ATMs in retail locations, which allow customers to deposit cash into their accounts. Allpoint ATMs will typically have the network’s logo on the machine.
» Learn more about another shared ATM network MoneyPass
Where can I find an Allpoint ATM near me?
The Allpoint website has an ATM locator tool that customers can use to find the Allpoint ATMs in their area. Customers can also download the Allpoint mobile app, which uses a geolocator to help find the nearest Allpoint ATMs.
What stores have Allpoint ATMs?
Some of the biggest retailers that offer Allpoint ATMs include Target, CVS and Walgreens, as well as Circle K and Speedway convenience stores. There are plenty of other stores, too, so the easiest way to find an Allpoint ATM is to use the locator on Allpoint’s website.
What is the Allpoint ATM withdrawal limit?
According to Allpoint, your card provider sets a daily ATM withdrawal amount limit. Each Allpoint ATM will have a different withdrawal limit per transaction, and Allpoint doesn’t set a limit for how many withdrawals can be done in a day.
Is my bank part of the Allpoint network?
Banks will usually put their ATM information on their websites, including the number of fee-free ATMs customers can use, where the ATMs are located and which networks the ATMs belong to. If your bank doesn’t belong to the Allpoint network, it should tell you how to find other fee-free ATMs that are in-network for the bank. Some banks, instead of offering a fee-free ATM network, offer unlimited ATM fee reimbursements to customers.
Major financial institutions that use the Allpoint network
A number of major banks and neobanks are part of the Allpoint network. This isn’t an exhaustive list, but the following financial institutions allow their customers to use the Allpoint network without fees.
What to know about neobanks
A neobank such as Chime or Revolut is a third-party banking technology platform that partners with banks to provide accounts to customers. Funds deposited at a neobank are ultimately held at the partner banks. The funds are FDIC insured in the event of the partner bank’s failure and only if the neobank maintained accurate deposit records. (Learn more about how neobanks work.)
See more information from Chime®
Chime says: “Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.”
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